SAGE NEWS – Finance News

Unlocking Online Shopping Insights with Python: A Deep Dive into Consumer Intent Analysis by Aman Kharwal

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You have already dabbled in the world of online shopping, but have you ever wondered what drives consumer decisions behind those clicks? In this guide by Aman Kharwal, we will research deep into online shopping intention analysis using Python. From understanding customer behavior to utilizing machine learning techniques, this article will equip you with the knowledge to unlock valuable insights from online shopping data. Join us on this journey to uncover the secrets of consumer intent analysis in the digital marketplace. Types of Consumer Shopping Intentions While analyzing online shopping intentions, it is vital to understand the various types of consumer shopping intentions that drive purchasing decisions. These intentions can range from exploratory to focused, each impacting the customer’s journey on an e-commerce platform. After identifying and categorizing these intentions, businesses can tailor their strategies to better cater to the diverse needs of their customers. Exploratory Intent On the exploratory … Read more

Watch This Before Buying Term Insurance – 5 Mistake Everyone Make

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Summary This blog discusses the top 5 mistakes people make while taking term insurance, including inadequate coverage, delaying the purchase, not opting for riders, and providing incorrect information. Highlights 💰 Financial mismanagement can occur if people do not know what to do with a lump sum payout from a term insurance policy. ⏰ Starting a term insurance policy early can result in lower premiums compared to starting later in life. 💵 Adjusting the sum assured for inflation ensures adequate coverage over time. 🛡️ Opting for riders, such as critical illness coverage, provides additional benefits to the policyholder’s family. 📝 Disclosing all pre-existing ailments is important to ensure smooth claim settlement. Hey folks!!! I am here and I welcome you all to a very very important video wherein we are going to discuss the top 5 mistakes that people make while taking a Term Insurance. Now why did I do this … Read more

SBI Life Smart Wealth Builder (Review) – Should You Buy?

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Summary The SBI Life Smart Wealth Builder policy is a unit-linked insurance plan that offers both life cover and investment options. It has three variants and allows investors to choose from 11 different funds. The death benefit is based on the highest value among fund, sum assured, and 105% of total premium. The maturity benefit varies depending on the rate of return, with the worst-case scenario generating a 2.26% return and the best-case scenario generating a 6.01% return. Comparisons with other investment options, such as PPF and ELSS mutual funds, show that the SBI Life Smart Wealth Builder plan may not be the best choice for long-term investors. SBI life smart wealth builder policy will this policy help you build wealth smartly will this help you get adequate life core let us analyze and evaluate this financial and investment decision before evaluating or analyzing this particular policy let us understand … Read more

5 less discussed points to consider before investing in Stock Market

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Summary This blog discusses five points that are often overlooked when investing in the stock market. It emphasizes the importance of understanding the fundamentals of a business before investing and highlights the potential for Nifty stocks to become multi-baggers. It advises against investing in penny stocks without proper research and cautioning against catching a falling knife. Additionally, it recommends staying away from stocks with questionable management and being cautious when buying stocks immediately after listing. Highlights 💰 Understanding the fundamentals of a business is crucial before investing in the stock market. 📈 Nifty stocks have the potential to become multi-baggers, proving their fundamental strength. ⚠️ Be cautious when investing in penny stocks and avoid back-to-back upper and lower circuits. 🔪 Avoid catching a falling knife by assessing if anything has changed in the company before investing. 🚫 Stay away from stocks with questionable management and governance issues. 📊 Be cautious … Read more

Personal Development & Budgeting ! Steps for Planning, Budgeting,and Forecasting for 2024

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Start by understanding strategy for your business. It involves examining goals, mission statement & goals, both short & long term & strategies for long term. Examples: It is possible to decide to set an three year goal for increasing membership by 15% as well as increase member related services. Your particular goal may be to reach younger professionals to recruit through marketing campaigns on social media & also to partner with local colleges in offering students access to memberships. The plan might include introduction of new member related services, like introducing mentorship program, which pairs veteran members with brand new members. Therefore, an knowledge of companys strategic objectives guides budgeting & assures proper allocation of resources. Budget Allocation When youve identified your strategic plan, next step is to set aside budgets. That will support your main goals as well as new initiatives. For instance, you might set aside: The $50,000 … Read more

Pet Budgeting ! How to Budget for Pet Costs 2024

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Pets are source of joy. Theyre trustworthy, affectionate & always ready to having great time. They stay in our bed & eat off our plates & will always be there for people around them regardless of what. Being pet owner is an enjoyable experience. But its costly. People just enjoyto pay for their pets. In 2019, Americans spent an estimated $95.7 billion on pets in year 2019. Its billion with a! 1 & whatever way you look at it, thats quite bit of money. That can be squandered. And guess what? You can totally look after your pet & still adhering to your budget. Perhaps youre stepping into world of pet ownership as first time or perhaps you already own pets & youre trying to figure out best way to plan your budget for mans greatest companion. Whatever case, these are some things you should consider in planning to cover … Read more

How to start your repayment plan for debt by 2024

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Relationship Budgeting ! How do you create budget with your partner

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The process of creating budget together with your partner is among less talked about aspects of getting married. process of figuring it out is an essential aspect of becoming married or to get more proficient in process. It is described differently by different names: an equal partnership merging or union. However you choose to describe your relationship, it is likely. That communication is essential to satisfaction. Both you & your partner are required to discuss every major issue, including decisions about your lifestyle, parenting choices sexuality,and obviously, finances. Money concerns can be among most common causes of marriages failing. The Budget Solution It doesnt need to be source of contention. No matter if youre  soon to be,   newlywed,  or  been in trenches awhile,  most important thing to do is to have an agenda for finances or budget. It can be confusing or difficult. But they do not have to be. … Read more

Holiday Budgeting Guide USA 2024

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The average consumer is expected to spend anywhere from three & four percent higher than they did last year during Christmas season, as per National Retail Federation, which follows an increase of 5percent in past three years, including 13% & 9 percent in previous three years. Its good news. That you dont need to be in debt by buying your friends & family. That theyd like to get. Instead, you can take few minutes & follow these tips for budgeting this season,and to control your spending to ensure. That it wont be burden. Where should you put your Christmas savings First, you need to know best place to store your money to save it, particularly in high interest situation. tried & tested technique is to arrange automatic transfer of your pay to an account. That is high yield savings bank account. In this way, you will not be tempted to … Read more

What Is Gift Tax? Gift Budgeting Guide USA 2024

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If person makes gift of gift of money or property to anyone not their spouse or dependent They could be required to pay gift tax. federal tax is minimum of 18% but may reach as high as 40 percent on specific amounts of gifts. It is responsibility to pay this tax is usually on person who gave gift rather than recipient of donation. Although recipients arent subject to immediate tax implications however, they could be required to be responsible for capital gain tax on sale of their property later on. Some gifts are not exempt from taxation However, some gifts are. Certain types of gifts are completely free of tax. These include: Payments for tuition to schools & educational expenses Charitable donations Medical costs Contributions to politics The spouse & dependents can receive gifts. Gift tax is not able to have major impact on budgets of many Americans due to … Read more